The cancellation of a credit card is a process that cardholders must undertake when they no longer wish to use their credit card. There may be several reasons that lead cardholders to want to cancel their cards, such as controlling spending or switching to a new credit card. The cancellation process involves important steps and precautions that cardholders should be aware of.
ขั้นตอนการยกเลิกบัตรเครดิต (Steps to Cancel a Credit Card)
Before you cancel a credit card, you should check your outstanding balance or any debts remaining on the card to ensure that you have paid off everything. If there are still outstanding debts, cancelling the card may lead to future issues.
Once you have checked your balance, you can contact the bank or credit card company to request cancellation. You may need to verify your identity and personal information.
Canceling a credit card may impact your credit score, especially if you have only a few credit cards. Canceling a card may reduce your credit utilization ratio, which can affect your overall credit score.
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